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Научные труды ДонНТУ >
Серия: Экономическая >
Випуск 3(45) >
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http://ea.donntu.ru/handle/123456789/27197
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| Название: | ИНСТИТУЦИОНАЛЬНЫЕ АСПЕКТЫ ПЕНСИОННОЙ РЕФОРМЫ В УКРАИНЕ |
| Другие названия: | Інституціональні аспекти пенсійної реформи в Україні
THE INSTITUTIONAL ASPECTS OF THE PENSION REFORM IN UKRAINE |
| Авторы: | Сорокина, Л.В.
Гурнак, А.В.
SOROKINA, L.V.
GURNAK, A.V.
Сорокіна, Л.В.
Гурнак, А.В. |
| Ключевые слова: | пенсионная система
реформа
институциональный подход
институты
пенсійна система
реформа
інституціональний підхід
інститути
pension system reform
institutional approach
institutions |
| Дата публикации: | 2013 |
| Издатель: | ДонНТУ |
| Библиографическое описание: | Наукові праці Донецького національного технічного університету. Серія: економічна. Випуск 3(45) - Донецьк, ДонНТУ, 2013. |
| Аннотация: | Проанализированы отдельные направления пенсионного реформирования и его влияние на изменение пенсионной системы Украины. Определены функции пенсионной системы как социального института. Выявлены основные проблемы, мешающие реализации пенсионной реформы. Обозначены направления по совершенствованию концепции пенсионного реформирования в Украине. |
| Описание: | The pension system is an important institution, which provides the pension security of the population. Ukraine is now at the second stage of the pension system reform, whose implementation is delayed. When considering the processes of the pension system transformation in Ukraine is advisable to apply an institutional approach, because the institutes of the pension system touch a number of fundamental socio-economic aspects of social life.
The functions of the pension system as a social institute are defined: creating opportunities to meet the needs of society, ensuring social inclusion, the regulatory function that controls the relationship among the members of the society by making patterns of behavior; transmitting function.
Using an institutional approach, the pension system is represented as a set of economic, social and legal institutes that function to meet the interests of different sectors of society.
The Ukrainian pension system involves the creation of three levels: the solidarity system of compulsory pension insurance, cumulative system of mandatory pension insurance and voluntary private pension provision. The comparative characteristic of mandatory social insurance from other institutes of the pension system is carried out. In contrast to the social pension, when people in need receive allowance from public funds, financial sources of benefits and services to social insurance are specialized funds generated by the direct involvement of those insured.
The combination of mandatory and public insurance allows creating a universal scope of insurance coverage of social production, to achieve maximum transparency and proper use of financial resources to harmonize the interests of the insured, the insured and insurers, which ultimately strengthens the personal liability of the insured and employers 'and workers' solidarity, creates conditions for the social cohesion in society, reducing conflicts and their prevention.
There were reviewed some of the areas of pension reform and its impact on the changes in the pension system in Ukraine. The main problems hindering the implementation of the pension reform were discovered. The directions to improve the concept of pension reform in Ukraine are signposted. For the reform associated with the transition to three-tier pension system with a powerful integral funded component to be adapted to Ukrainian realities it is necessary to take into account the experience of Eastern Europe and Latin America. This requires political will and time, in particular for the promotion of pension financial security among contemporary Ukrainian devices. In addition, you must restructure the perception of protection. If earlier the state on the principles of solidarity distributed the pension payments, now everyone will form their own pension fund. It should be noted that the role of government is to create an economic background and legal framework for the effective functioning of the pension institutes. |
| URI: | http://ea.donntu.edu.ua/handle/123456789/27197 |
| Располагается в коллекциях: | Випуск 3(45)
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